How FicoFoco works

Pick your side. Each guide takes about three minutes.

Brands & concepts (incl. operators who run units)

Post your expansion requirement once. Get matched properties and capital, identity withheld until you sign.

1
Create your account as Brand
Use your work email. Tick the data-processing box (required). Email/WhatsApp updates are optional.
2
Post a requirement (mandate)
Open 'My mandates' → 'New'. Paste your brief into the copilot box or fill the 3-section form: identity & track record → space (cities, size, frontage, floor, power load) → economics (capex, rent budget, FICO/FOCO/FOFO). You get an SM code (e.g. SM-1021).
3
Watch 'Properties received'
Property owners respond to your requirement with a specific site. Compare rent per sqft, size fit and fit chips. Shortlist or decline with one tap.
4
Sign the three-party mandate
The desk sends the letter. Once it is on file, the desk can open a Deal Room. Nothing is introduced before that — by design.
5
Work the Deal Room
Disclosed terms, notes and a diligence pack in one place. Move through the stages with the desk; closing happens off-platform with your counsel.

Your name is masked on every public page and to every other member until the mandate is signed.
Power load, ceiling height and OC matter for F&B — fill them in; the scorer uses them.
Rent budget can be given as ₹/sqft/month (including CAM) — it normalises across sizes.
The platform never routes money. Deposits, fees and capex move only between you, the landlord and the investor, under your own agreements.

See live, verified brand demand by city and respond with your site. Pre-lease against real intent, not listings.

1
Create your account as Developer / Landlord
Work email; required data-processing consent; optional update boxes.
2
List your property
Paste a description into the copilot or fill the form: location & size → lease terms (rent, CAM, deposit, escalation, lock-in) → readiness (sale option, value, RERA, title). Add sanctioned power load, ceiling height and OC — they decide F&B matches.
3
Browse the Requirement Book
Open demand by city, category, size and budget. 'Matching demands' shows the requirements your listing fits best.
4
Respond to a requirement
Pick your listing, propose a rent (may differ from your ask), add a note. The brand sees your site in its compare view.
5
Track status
Submitted → seen → shortlisted → Deal Room. You get a bell notification at each step.

Deposit asks above 3 months are flagged: the Gujarat Rent Bill, 2026 caps deposits at three months' rent, commercial included, once in force.
Disclosed terms are used as-is for projected-yield arithmetic shown to investors — keep them accurate.
Sub-letting without consent is an eviction ground under the Bill; if an investor will hold the lease and a brand will operate, the lease must permit it.
The platform never holds your deposit or rent.

Packaged brand + space opportunities with capital required and projected yields from disclosed terms.

1
Create your account as Investor
Choose 'Operator-investor' later if you will run the units yourself.
2
Register a capital intent
Ticket band, structures (FICO / capex funder / pre-leased landlord / debt), cities, sector preferences, horizon, KYC-ready.
3
Read the deal-flow feed
Matched requirements with capital required (capex + deposit capped at 3 months + 3 months' working capital, + GST where applicable) and projected-yield scenarios.
4
Save and express interest
Save items you like. 'Express interest' tells the desk; identity is revealed only after the mandate and NDA are on file.
5
Deal Room and diligence pack
The desk compiles brand file, property file, disclosed terms and open items. Your advisor reviews; you decide.

Every yield figure is a projection from disclosed lease terms. AI guidance only. Not SEBI-registered. Consult your financial advisor.
There is no pooling, no fractional product and no fund on this platform. Each deal is your own, with your own counsel.
The platform never receives or routes your investment.
KYC documents are shared by link only; nothing is stored on the platform.

Diligence-packaged borrowers: term loans, equipment finance, working capital, lease-rental discounting.

1
Create your account as Lender / NBFC
Work email and consent.
2
Register a lending intent
Products (term loan, equipment, working capital, LRD), ticket band, cities, sectors.
3
Read the feed
Matched deals that need debt appear with capital required and disclosed terms.
4
Join the Deal Room
The desk adds you when a deal needs your product. Diligence pack is inside.

Borrower identity is revealed only inside a Deal Room after the mandate is on file.
The platform never touches disbursement or repayment.

Bring brands, landlords or investors. Your referral is attributed from the first touch.

1
Sign up as Channel Partner
You get a referral code (FF-XXXXX) and a personal link.
2
Share your link
Partner desk → copy the WhatsApp text or the link. Anyone who signs up with it is attributed to you.
3
Point people at live demand
Share /demand/<city> pages — public, identity withheld, no login needed.
4
Track your referrals
Partner desk shows your referred sign-ups and tier (bronze / silver / gold — display-only).

Commissions are shown as milestones only until the signed partner agreement is in place; no rate is promised before that.
Never share a brand's identity or a property's owner outside the platform.
First touch wins: if a lead already exists, the earlier referral keeps attribution; the desk can override with a reason.